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Protection From Garnishment for Social Security, Veterans Benefits

A new treasury rule, effective May 1, 2011, will provide more protection to receipients of federal benefits from garnishment of their bank accounts. Garnishment and Federal Benefits: The Basics If a...

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Aggressive Hospital Debt Collection Company Under Fire

Picture this: You rush your child to the emergency room, only to be greeted at the door by someone who looks like a hospital employee, demanding payment for a previous medical bill before your child...

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What Are the Chances That an Unsecured Creditor Will Collect Anything From a...

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Hello Mr. Bayer,  Recently someone who owes me money filed for Chapter 13 bankruptcy in Connecticut. I filed a proof of claim for...

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Why Did My Mortgage Lender Pay My Delinquent Property Taxes?

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon: I own a home and am current on my mortgage. I recently fell behind on my property taxes. My lender paid the taxes and is...

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Supreme Court Says Prevailing FDCPA Defendant Can Collect Costs

In a recent opinion, Marx v. General Revenue Corp., the United States Supreme Court dealt a bit of a blow to consumers bringing lawsuits for violations of the federal Fair Debt Collection Practices...

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Student Loans and Marriage: Go Together Like a Horse and Carriage

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, Can creditors garnish my spouse’s wages for my defaulted private student loans? I live in California. Liz Dear Liz, The...

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Debt Collection Scam in Texas?

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Hi Leon, On Friday I received a call from a debt collector in Texas who said he was going to file an affidavit against me based on a...

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Can the IRS and Student Loan Creditors Collect From Me When I’m on SSI?

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon, I am writing for a friend who doesn’t speak English.  He is worried about creditors levying his bank account to collect...

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Nasty Phone Call From IRS Auditor: Could It Be a Hoax?

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  I received the same threatening message three separate times on my home answering machine. The voice is strongly...

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Help! I Got Notice That an Old Judgment Has Been Renewed

ASK LEON  Bankruptcy expert Leon Bayer answers real-life questions. Dear Leon,  About five years ago I moved to Nebraska from California. I just got a notice in the mail that a judgment obtained...

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